求翻译 Financial intermediaries include depository institutions

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求翻译 Financial intermediaries include depository institutions(commercial banks,savings and loan associations,savings banks,and credit unions),which acquire the bulk of their funds by offering their liabilities to the public mostly in the form of deposits,请重点解释下几个介词那里,

金融中介机构,包括各种储蓄机构（商业银行、存贷协会、储蓄银行、信用合作社）,主要通过储蓄形式将债权发放给普通公众,从而（从普通公众处）获取巨额资金.

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