how to speak "结汇" in English

how to speak "结汇" in English How to speak in English? how to speak in English how to speak in english---“第三者”? “赏心悦目”how to speak in English? how to speak "端午节"in English how to speak English:? please tell how to speak"圈子"（bolg） in english How not to speak?和We chat in English,right? How to speak good English? how to speak good english how to speak english well?