大师作文网英语翻译If you have an APR based on monthly compounding,you have
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英语翻译
If you have an APR based on monthly compounding,you have to use monthly periods for lump sums,or adjust the interest rate appropriately if you have payments other than monthly
If you have an APR based on monthly compounding,you have to use monthly periods for lump sums,or adjust the interest rate appropriately if you have payments other than monthly
意思是：如果你以年利率（一年复利12次）来计息,那么你需要每月完成一次还款,如果你不想每月还款 而是使用其它还款方式（比如一季度还一次）就要适当调整利率（变为一年复利4次） 比如年利率是5% 月利率就是（1+R)^12=1+5% 解出来的那个R 而季度利率就是（1+R）^4=1+5% （^代表次方）
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