英语翻译弗洛伊德精神分析里的东西

英语翻译
弗洛伊德精神分析里的东西

As China's economic situation and economic growth in the changing structure of the domestic commercial banks in which the market is in a rapidly changing, the largest concentration of which is reflected in: the traditional financial companies of deposit and loan business gradually from the media, international settlement, fund management And financial intermediation in emerging areas such as business gradually increase the media, business receipts in the banking structure is changing, gradually rising proportion of new business, reflected in the customer even more obvious. At the same time, with the entry of foreign banks, foreign bank advanced management concepts and product innovation makes the domestic banking sector competition intensified.
In the face of change and challenges, domestic commercial banks and the only advantage of the opportunity for the implementation of the strategic restructuring in order to seize the opportunity in change. To open up the domestic commercial banks, finance companies in the field of the new "Blue Ocean", it is necessary to break the traditional mode of development finance from a single "production of the financial" to "finance the production," and "financial transaction" and "financial operations" of the tripartite model of transition , In the transformation of the business to continue to implement the strategy on product innovation, find new profit models; in the management transition strategy will require a new business model or product innovation to achieve a successful business model of rapid replication and rapid delivery, and achieve The new model of strategic change in earnings. RPC mode of operation is to find a domestic commercial banks during the transition strategy for the operation and management model.
RPC mode of operation, including the commercial banks in the provision of financial services companies involved in the process of "customer relationship (R)", "banking products (P)", "channel services (C)" in three areas of content management, which broke through the traditional The bank line of financial products for the division of the bank's services under the framework of the business model, the emphasis on business services and flat-efficient, and its goal is to build low-cost, high efficiency, not only the professional division of labor and inter-departmental co-financial companies Business model to enhance the mobilization of internal resources and the ability to integrate, including: professional customer relationship (R) management team in line with customer requirements, be able to provide customers with quality services to customers in order to increase profitability of the banking sector to contribute; standardization of the product ( P) management team based on the rapid changes in the market and the complex needs of customers, the timely development of competitive products to meet customer requirements, contribute to increase the profitability of the product; a full range of channels (C) management team will support business development, And according to different levels of customers with high-quality, flexible, fast and uniform standards of customer service.
RPC's business model is proposed in order to solve the existing business model exists in the dislocation between management and lack of communication and the high cost and low efficiency and so on, through R, P, C three functions to ensure the re-positioning in the To meet the needs of corporate clients in the process of division of labor specialization and cooperation in the high-efficiency, and its success can not be separated from the use of the "three-in-one organizational structure" and "consensus-oriented incentive and restrictive mechanism" and "focus on the reunification of the IT platform" of the three pillars . RPC's business model can be effectively implemented to a certain extent, to strengthen the company's centralized financial management, management by enabling customers to more fully and science, can be more focused on the level of customer solutions, while strengthening information communication And sharing to enhance the efficiency of the service.
RPC model of how to operate in the Commercial Bank of practical work to fall? We can rely on the work of IT platform standardization of work processes and job responsibilities, "workflow" made in the form of marketing and customer service information in the course of each R, P, C between cycle, so that full information symmetry In order to achieve customers to maximize revenue, product revenue, as well as to maximize the use of cost-optimal.
In this paper, through a successful case, we can see more clearly, RPC mode of operation of commercial banks to address the needs of low-cost, high efficiency and provide customers with differentiated services and innovative products that provide effective help. In the commercial banks to seek the company of the financial strategy of the historical period of transition, the new mode of operation of the commercial success of not only commercial banks can raise the value of the services, create a new profit model can also be converted into commercial banks at the core competitiveness and enhance the competitiveness of commercial banks实力.
This article is to combine the characteristics of the largest real work, innovative RPC put forward the new finance company business model, and try to operate on the RPC model of how to set up the organizational structure, how the functions of the position, how to assess and establish what kind of IT work Platform, how to work the implementation of the specific issues were discussed, with strong operational guidance.