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信用证47A 附加条款,请帮忙看看是不是合理?

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信用证47A 附加条款,请帮忙看看是不是合理?
You will note that this letter of credit is available by way of negotiation. At the time a complying presentation is made we would, if you so request, be pleased to consider discounting and effecting payment in advance of the maturity date with discount charges for the account of the beneficiary charged at 1.5% per annum (subject to a minimum charge of GBP250) for the amount of the presentation and tenor period, in addition to our cost of funds. Please note that this is not, and should in no way be construed as, a commitment by us to discount and effect payment in advance of the maturity date.
信用证47A 附加条款,请帮忙看看是不是合理?
请贵行周知本证的兑用方式为议付。在相符交单时,我行将,贵行也可以考虑对本次交单项下金额进行贴现而提前支付,贴现费率按年利1.5%算,费用由受益人承担(最抵250英镑),加上我行的资金成本。但请注意,这不构成我行将在到期前贴现并提前支付的承诺。
这一条没什么对你不利的,你的应该是远期信用证,想提前拿到钱就得做贴现,但开证行不一定给你贴现,不是这个意思。