朋友 帮我翻译下论文摘要,不要用谷歌翻译来给我!

朋友 帮我翻译下论文摘要,不要用谷歌翻译来给我!
美国次级风波给全球金融市场敲响了风险的警钟.我国在己经加入WTO的今天,参与国际化竞争的步伐逐渐加快.为了提高我国商业银行的竞争能力,首先要解决商业银行不良资产过多的问题.降低信贷风险是防止发生新的不良资产的关键,所以建立合理的信贷风险决策机制势在必行.而信息不对称是我国商业银行信贷风险产生的一个重要原因.信息不对称有银行内部信息不对称和银企之间信息不对称以及银行与监管部门间的信息不对称,因此我们在信贷风险管理中的任务是减小信息传递中的损失程度并降低银企之间信息不对称导致的信贷风险.
本文分析了信息不对称与信贷风险的关系,最后结合案例,分析了我国政府、商业银行、企业之间存在的信息不对称及其导致的信贷风险.最后提出降低、消除三者间信息不对称,化解信贷风险的方法.

The American secondary economic crisis has reminded the dangerous situation in the global financial market. Having entered the WTO, we China has increasingly accelerated our steps among the international competition. In order to enhance the competitive ability of Chinese commercial banks, many problems originated from negative property should be solved primarily. The key to prevent negative property from appearing is to decrease the crediting risk, therefore, it is absolutely necessary to establish a reasonable system for policies of crediting risk. Besides, the informational asymmetry, concluding the informational asymmetry amongst banks, between banks and enterprises, between banks and related supervision departments, is the crucial aspect which causes the emergence of crediting risk in the domestic commercial banks. Consequently, the main target for management of crediting risk is to decrease the extent of loss when transmitting information and asymmetry between banks and enterprises.
This paper analyses the relationship between informational asymmetry and crediting risk. Based on the cases, it analyses the asymmetry amongst our government, commercial banks and enterprises and the subsequent results, finally, it brings forth to the method for decreasing or eliminating the information asymmetry and solving crediting risk.
个人感觉你的摘要篇幅有点长,可以在缩减一些,留住核心信息即可.